Shays Rebellion :: essays research papers

Troubled Farmers   Ã‚  Ã‚  Ã‚  Ã‚  Ã¢â‚¬Å"In the first years of peacetime, following the Revolutionary War, the future of both the agrarian and commercial society appeared threatened by a strangling chain of debt which aggravated the depressed economy of the postwar years†.1 This poor economy affected almost everyone in New England especially the farmers. For years these farmers, or yeomen as they were commonly called, had been used to growing just enough for what they needed and grew little in surplus. As one farmer explained â€Å" My farm provides me and my family with a good living. Nothing we wear, eat, or drink was purchased, because my farm provides it all.†2 The only problem with this way of life is that with no surplus there was no way to make enough money to pay excessive debts. For example, since farmer possessed little money the merchants offered the articles they needed on short-term credit and accepted any surplus farm goods on a seasonal basis for payment. However if the farmer experienced a poor crop, shopkeepers usually extended credit and thereby tied the farmer to their businesses on a yearly basis.3 During a credit crisis, the gradual disintegration of the traditional culture became more apparent. During hard times, merchants in need of ready cash withdrew credit from their yeomen customers and called for the repayment of loans in hard cash. Such demands showed the growing power of the commercial elite.4 As one could imagine this brought much social and economic unrest to the farmers of New England. Many of the farmers in debt were dragged into court and in many cases they were put into debtors prison. Many decided to take action: The farmers waited for the legal due process as long as them could. The Legislature, also know as the General Court, took little action to address the farmers complaints. 5 â€Å"So without waiting for General Court to come back into session to work on grievances as requested, the People took matters into their own hands.†6 This is when the idea for the Rebellion is decided upon and the need for a leader was eminent. The Rebellion   Ã‚  Ã‚  Ã‚  Ã‚  The person that was chosen to lead the rebellion was Daniel Shays. Shays, born in Hopkinton Massachusetts, grew up as a farmer before he fought for his country in the War for Independence. During the War he fought in such key battles as the Battle of Lexington, Bunker Hill and Saratoga.

Self-esteem and Impression Management

Consideration of a person’s perspective â€Å"self† and the processes used to determine behaviors is one element of social psychology. Some of the processes and theories are: impression management, social tuning, social comparisons, mindsets, and intrinsic and extrinsic motivation. This work will examine the basic premises of each of these along with personal examples provided by the author. Impression Management Impression management is the use of conscious or subconscious behaviors by a person to manipulate the others’ opinions about them.This can be done in a variety of ways including showering others with praise and compliments and giving gifts with the motivation of developing a favorable opinion of the giver. Adolescence is a phase of life that is particularly susceptible to impression management. When I was twelve years old, my family was transferred from inner city St. Louis to a tiny town of 2,000 people in northeast Arkansas. This town was very elitist and there was very little inroad for â€Å"new kids† to find a place of belonging. Almost exclusively, the junior high students had been classmates since kindergarten, and their social in-groups were intact.There was one girl who reached out to make me feel welcome, and her name was Laura Beth Williams. She had long, curly, strawberry blonde hair, and wore the cutest clothes. Her dad owned a local nursery and she had four sisters. She invited me to sit at her lunch table, told me where to go at lunch time, and gave me insight about teachers and classes. I was so grateful to her that I wanted to do something nice in return, and I also wanted the other students to think well of me and to consider including me too.One day I took a turquoise ring to school with the intention of giving it to Laura Beth to show my appreciation. As I thought of what I might do, and the possible responses of my classmates, I was so excited. Then, my excitement incited something that would be my demis e. Instead of simply presenting the perfectly lovely piece of costume jewelry, my mind began to create a much more elaborate scenario that snowballed to catastrophe. When we got to our first hour study hall, I made a big deal of making certain that several people saw my ring.As they asked, I told them that my maternal grandfather was a full-blooded Native American (he actually was), and that he had given me this gorgeous piece of turquoise jewelry which I wanted to give to Laura Beth as thanks for her help and welcoming manner. As I had hoped, the class was impressed and I knew my status was immediately elevated in this new social group. All was well until one of the boys asked to see the ring. As he examined it, I heard an ominous snicker before he loudly announced, â€Å"Hey, Gina, is your grandpa’s name Chief Avon? † Naturally, I was mortified and began to cry and repent about fabricating the story.What is interesting is that from that time forward, the students wer e much more helpful and welcoming. That was the day that I learned a valuable lesson about lying and trying to impress other people. According to Segev, Shoham, and Ruvio (2013) found that being self-conscious can be positively related with gift giving in adolescence. Adolescents value peer relationships and may give gifts as a way to ensure that they have friends. Social Tuning Social tuning is the tendency for human beings to be more attracted to the thoughts, feelings, and behaviors of their own social group.This gravitation toward similar knowledge, customs, and beliefs is one element of the development of culture. My daughter, Nikki, is a typical 20-something American young woman. She has grown up with many of the niceties and luxuries of our country and as most of us are, is a bit spoiled. When she was 22, Nikki answered a call to serve as a teacher-missionary in an orphanage in Honduras. She went to language school in Nicaragua and spent two years teaching elementary students in the mountains near Tegucigalpa. Upon her return to the U. S., Nikki would often lapse into Spanish, especially when she got nervous or excited, and she loved to go to the Mexican restaurants in town. She said it â€Å"felt more like home†.It has been two years since her return, and now Nikki no longer breaks out in Spanish, and she doesn’t frequent Mexican restaurants as often. Although living in Honduras for over two years did not make Nikki a Honduran, social tuning began an enculturation process. A 2010 study actually showed that there is a psychological and cognitive tendency for people to be more prominent within one’s in-group.The study specifically explored words, paintings, and time pressure. Not only did the study explore reactions to stimulus among those who shared cultural similarities, but the researchers found that the cognition and psychological reaction was lessened when the participants thought that the other participants were unlike them. So cial Comparisons Human beings naturally compare themselves to other human beings, both individually and corporately. This phenomenon is called social comparison, and it can be either positive or negative.For example, if a person who has had three speeding tickets is comparing their driving record to the driving records of other people, they may feel good about their driving if they have fewer accidents or tickets and bad about their driving skills compared to the person who has never had an accident or a ticket. The comparison actually does not change the person’s driving ability, only their perception of their driving ability. Recent research demonstrates that it is the quality rather than the frequency of social networking experiences that places individuals at risk for negative mental health outcomes.However, the mechanisms that account for this association have yet to be examined. Accordingly, this study examined whether the tendency to negatively compare oneself with oth ers while using Facebook leads to increases in depressive symptoms, and whether this association is mediated by increases in rumination. A sample of 268 college-age young adults completed an initial online survey and a 3-week follow-up. Path analysis was used to test the hypothesized model, wherein negative social comparison on Facebook was predicted to be associated with increases in rumination, which, in turn, was predicted to be associated with depressive symptoms.The model controlled for general social comparison to test the specific effect of social comparison on Facebook over and above the tendency to engage in social comparison in general. Results indicated that the hypothesized mediation effect was significant. In sum, in the context of social networking, negatively comparing oneself with others may place individuals at risk for rumination and, in turn, depressive symptoms. Findings increase understanding of the mechanisms that link social networking use to negative mental h ealth outcomes and suggest a continued emphasis on examining the specific proces Self-esteem and Impression Management Consideration of a person’s perspective â€Å"self† and the processes used to determine behaviors is one element of social psychology. Some of the processes and theories are: impression management, social tuning, social comparisons, mindsets, and intrinsic and extrinsic motivation. This work will examine the basic premises of each of these along with personal examples provided by the author.Impression ManagementImpression management is the use of conscious or subconscious behaviors by a person to manipulate the others’ opinions about them. This can be done in a variety of ways including showering others with praise and compliments and giving gifts with the motivation of developing a favorable opinion of the giver. Adolescence is a phase of life that is particularly susceptible to impression management. When I was twelve years old, my family was transferred from inner city St. Louis to a tiny town of 2,000 people in northeast Arkansas. This town was very elitist a nd there was very little inroad for â€Å"new kids† to find a place of belonging. Almost exclusively, the junior high students had been classmates since kindergarten, and their social in-groups were intact.There was one girl who reached out to make me feel welcome, and her name was Laura Beth Williams. She had long, curly, strawberry blonde hair, and wore the cutest clothes. Her dad owned a local nursery and she had four sisters. She invited me to sit at her lunch table, told me where to go at lunch time, and gave me insight about teachers and classes. I was so grateful to her that I wanted to do something nice in return, and I also wanted the other students to think well of me and to consider including me too. One day I took a turquoise ring to school with the intention of giving it to Laura Beth to show my appreciation.As I thought of what I might do, and the possible responses of my classmates, I  was so excited. Then, my excitement incited something that would be my dem ise. Instead of simply presenting the perfectly lovely piece of costume jewelry, my mind began to create a much more elaborate scenario that snowballed to catastrophe. When we got to our first hour study hall, I made a big deal of making certain that several people saw my ring. As they asked, I told them that my maternal grandfather was a full-blooded Native American (he actually was), and that he had given me this gorgeous piece of turquoise jewelry which I wanted to give to Laura Beth as thanks for her help and welcoming manner.As I had hoped, the class was impressed and I knew my status was immediately elevated in this new social group. All was well until one of the boys asked to see the ring. As he examined it, I heard an ominous snicker before he loudly announced, â€Å"Hey, Gina, is your grandpa’s name Chief Avon?† Naturally, I was mortified and began to cry and repent about fabricating the story. What is interesting is that from that time forward, the students w ere much more helpful and welcoming. That was the day that I learned a valuable lesson about lying and trying to impress other people. According to Segev, Shoham, and Ruvio (2013) found that being self-conscious can be positively related with gift giving in adolescence. Adolescents value peer relationships and may give gifts as a way to ensure that they have friends. Social TuningSocial tuning is the tendency for human beings to be more attracted to the thoughts, feelings, and behaviors of their own social group. This gravitation toward similar knowledge, customs, and beliefs is one element of the development of culture. My daughter, Nikki, is a typical 20-something American young woman. She has grown up with many of the niceties and luxuries of our country and as most of us are, is a bit spoiled. When she was 22, Nikki answered a call to serve as a teacher-missionary in an orphanage in Honduras. She went to language school in Nicaragua and spent two years teaching elementary studen ts in the mountains near Tegucigalpa.Upon her return to the U.S., Nikki would often lapse into Spanish, especially when she got nervous or excited, and she loved to go to the Mexican restaurants in town. She said it â€Å"felt more like home†. It has been two years since her return, and now Nikki no longer breaks out in Spanish, and she doesn’t frequent Mexican restaurants as often. Although  living in Honduras for over two years did not make Nikki a Honduran, social tuning began an enculturation process.A 2010 study actually showed that there is a psychological and cognitive tendency for people to be more prominent within one’s in-group. The study specifically explored words, paintings, and time pressure. Not only did the study explore reactions to stimulus among those who shared cultural similarities, but the researchers found that the cognition and psychological reaction was lessened when the participants thought that the other participants were unlike them .Social ComparisonsHuman beings naturally compare themselves to other human beings, both individually and corporately. This phenomenon is called social comparison, and it can be either positive or negative. For example, if a person who has had three speeding tickets is comparing their driving record to the driving records of other people, they may feel good about their driving if they have fewer accidents or tickets and bad about their driving skills compared to the person who has never had an accident or a ticket. The comparison actually does not change the person’s driving ability, only their perception of their driving ability.Recent research demonstrates that it is the quality rather than the frequency of social networking experiences that places individuals at risk for negative mental health outcomes. However, the mechanisms that account for this association have yet to be examined. Accordingly, this study examined whether the tendency to negatively compare oneself with others while using Facebook leads to increases in depressive symptoms, and whether this association is mediated by increases in rumination.A sample of 268 college-age young adults completed an initial online survey and a 3-week follow-up. Path analysis was used to test the hypothesized model, wherein negative social comparison on Facebook was predicted to be associated with increases in rumination, which, in turn, was predicted to be associated with depressive symptoms. The model controlled for general social comparison to test the specific effect of social comparison on Facebook over and above the tendency to engage in social comparison in general.Results indicated that the hypothesized mediation effect was significant. In sum, in the context of  social networking, negatively comparing oneself with others may place individuals at risk for rumination and, in turn, depressive symptoms. Findings increase understanding of the mechanisms that link social networking use to negative men tal health outcomes and suggest a continued emphasis on examining the specific proces

The Basics Behind Qualitative Research

yFundamentals of Qualitative Research Jamye D. Jeter Cameron Submitted to Dr. Curtis Maybee University of Phoenix Fundamentals of Qualitative Research When a researcher sets out to begin a study, he or she must begin by asking questions of him or herself. These questions lead to the determination of the type of research study the researcher is going to conduct. The study may be based on qualitative research, quantitative research, or both. But, in order to determine the study method and design choice, the researcher needs to see what is fueling his or her research question.Research questions based on quantitative research focuses on obtaining data that can be measured, usually in some form or numerical/statistical manner (Leedy & Ormrod, 2010). Qualitative research is based more on why certain phenomenon take place and what can be done to better understand why the phenomenon took place at all (Leedy & Ormrod, 2010). This paper will serve as a brief overview of the fundamental s of qualitative research.Through this paper, the reader should be able to receive a basic understanding of the characteristics of a qualitative problem statement and purpose statement; formulation of qualitative research questions; and qualitative data collection and analysis procedures. Characteristics of a Qualitative Problem Statement According to Leedy & Ormrod (2010), â€Å"qualitative researchers often formulate general research problems, and ask only general questions about the phenomenon they are studying† (p. 136).By taking this approach, the problem statement in a qualitative study may come across somewhat vague. The problem statement will attempt to be as direct as possible, and will hopefully detail why the researcher selected qualitative over quantitative research. However, the fascinating thing about qualitative studies is there is always room to evolve and further develop the study based on the information and data collected (Rubin, 2007, Leedy & Ormro d, 2010). The problem statement guides the researcher’s interest from the stage of curiosity to the stage of being a specific statement.The problem statement will also explain why the researcher feels their particular topic is important and what has already been researched in this particular area (Rubin, 2007). Characteristics of a Qualitative Purpose Statement The purpose statement of a qualitative research study, much like that of quantitative studies, gives an account of the purpose or intention of the study (Jenkins, 2009). The purpose statement is specific and addresses some information gaps that may exist in what is currently known from previous studies (Merriam, 2002).Researchers may often time take on a study of a phenomenon merely because this is not an abundance of research material about the phenomenon (Merriam, 2002). This can lead to the researcher having the ability to build his or her hypothesis or theory as information is gathered. However, the purpose stateme nt will need to identify the data collection methods chosen, and reveal the possible research questions that will be explored. Formulation of Qualitative Research Questions When trying to determine the research questions that will need to be asked, the researcher must understand what or whom, he or she is trying to research.A means to make this determination, the researcher can select a sample from which he or she believes to be the most informative and beneficial to the research (Leedy & Ormrod, 2010). This process is called a purposive or purposeful sample. When making a sample selection, the researcher must also make a determination of what the criteria of the sample will be; for example male or female; certain ages, ethnicity or heights; certain occupations; etc. Once the sample size and criteria is determined, the researcher will then be able to develop questions that can be posed to the sample group to get the information needed for the study.Data Collection and Analysis T he areas of data collection and analysis go hand and hand. In order to analyze the data, the researcher must first collect the data. According to Leedy & Ormrod, 2010, â€Å"there are three major sources of data for qualitative studies – interviews, observations, and documents† (p. 23). If is up to the researcher to determine what process of research is best for the study he or she is conducting. There are times when only one method is used, but then there are times when more than one method is used. However, the researcher may identify his or her primary method (Rubin, 2007).It is also possible to utilize the internet and worldwide web to collect information for the study also. After the data is collected, the researcher must be able to analyze the data. The truth is the data analysis is usually simultaneous with the data collection stage (Rubin, 2007). From the time the first interview takes place or observation begins, the researcher should already be analyzing what he or she has learned. By doing so, the researcher can eliminate the possibility of being overwhelmed with information at the conclusion of the data collection process.While analyzing, the information collected, the researcher can break up what he or she learns into categories (Leedy & Ormrod, 2010). The use of these categories will help identify any patterns of behavior or occurrence that may exist. References Jenkins, L. (2009). Fundamentals of quantitative research: Considerations in research methodology. Retrieved from the website: www. academicwriting. suite101. com on July 18, 2010. Leedy, P. and Ormrod, E. (2010). Practical research: Planning and design, 9ed. Merrill. Pearson Education. Merriam, S. B. (2002).Introduction to qualitative research. San Francisco: Jossey-Bass. Rubin, A. (2007). Practitioner’s guide to using research for evidence-based practice. New York: Wiley Fundamentals of Qualitative Research Part 2 Based upon Prospectus II * How does the prob lem statement align with the approach communicated in the purpose section? The problem statement aligned with the outlined approach. The problem was determined to be that qualified teachers are turning down jobs at low performing schools. The approach was to take surveys and interviews to find out why this is occurring. How does the purpose of the study inform the way in which the research questions are written? The purpose statement tells that the researcher will use in-depth open-ended interviews and questionnaires given to 100 current teachers, who have at least turned down employment at one low performing school.Do the research questions adequately address the problem as detailed by the researcher? Why or why not? In my opinion, the research question shown, while pertinent to the outcome, seems a little vague. Perhaps, if there was one than one research question posed, there may have been a little more clarity. Does the wording of the purpose statement and research question sugg est the methodology used in the study? How? Yes, the wording in the purpose statement and research question suggest the methodology used in the study. In the purpose statement, it begins with in this qualitative study†¦ That is telling the reader, this is definitely going to be a qualitative research study. In the research question, there is a lot of implication as to what and why. Typically, who, what, why and how are signs that the study is going to be centered on qualitative research methodology.Does the methodology employed adequately address all aspects of the problem detailed by the researcher? Why or Why not? The use of interviews and questionnaires seemingly will produce the results the researcher is looking for. * Do all elements of the project’s design work together in a cohesive and logical manner? Why or Why not? Yes, the components presented for this project, did work together in a cohesive and logical manner. The information flowed well, and was very easy t o read and understand what the project was focusing on, and how the researcher planned to get to that point.

Sex and Religion

Sexual origin and conduct morals differentiate between cultures and have evolved gradually over time to what we now know today. The conflict between sexuality (sex) and religion has been ever present in every cultures history. This conflict, however, comes in two parts: sex as in the action and sexuality. The action of sex, or conduct, has many different views that can sway easily from polar to polar. From the belief that sex is immoral and dirty, to the belief that sex is the highest expression of the divine, this an example on how the view of each religion differ greatly from each other. Some religious faiths believe that only sex as a means of biological reproduction between a formal marital couple is acceptable and even promoted; while on the other hand, sex for the basis of pleasure is considered sinful and looked down upon. There seems to be little middle ground in any of the world’s major and minor religions. But while there may be little middle ground in the direct interpretations of religious texts and values, the middle ground is made up by society that as a whole is very laid back on such matters with only a few high profile individuals who happen to talk more than they walk. Most people tend to such matters with privacy and discretion. The second of the two conflicts is of sexuality and preference, and this is one that grips our nation and many others when really it should not. Religious institutions have such a problem with gay-marriage that through years of successful lobbying against such marital status resulted in many states banning or suspending this right. This is a clear indicator that the seperation between church and state has become a bit of a fallacy. Out of all the major faiths and sects in the world, the Anglican church is the only branch that even allows homosexuals to hold any leadership and pastorship position. Being Anglican, I have been taught that God just wants everyone to be happy and live a good life. If two same-sex people love each other and are happy, then why limit their possibilities to extend that happiness? At the same time, homosexual couples seem to be the only ones not affected by the hellish situation that is a divorce. To be honest, it is unfair that they get rarely encounter any of the pain that a divorce brings. Plus, it allows divorce attorneys a new frontier to cast their loveless shadow over, and add extra impetus in their reservations in hell. Anyways, it’s none of our or any religion’s business to influence the happiness and lives of generally good people who contribute immensly in our world. In Judaism, sex and reproduction are the holiest of acts that one can do, they believe this act is the only one where one can imitate God and bring life to the world. Of course, like many religions, they sanction monogamous and committed heterosexual relationships with marriage. Though, the Jewish Hebrew Bible prohibits adultery and heterosexual intercourse during when the wife in her menstrual period, or known as the Niddah. Orthodox Judaism strongly oppose homosexual sexual acts, while the Traditional division of Judaism views just male homosexuality as a grave sin. With that in mind, female homosexuality is apparently fine with them – I guess they are fans of girl-on-girl action. Contradictions like this just make the view and morality of sex to religious faiths a huge joke. But there is hope as the tolerant attitudes ofReform and Reconstructionist Judaism in relation to both sexual diversity and interfaith marriage have contributed to the rise in popularity to eventually making it the largest Jewish denomination in the United States. For centuries

Bank of America Business Analysis

Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle sized market businesses and large corporations with a vast array of products and services. From multi-million dollar loans to thousands of ATM’s throughout the United States and overseas, Bank of America is among the world's leading wealth management companies’ and is a global leader in corporate business. Bank of America Business Capital provides asset-based credit facilities of $10 million or more throughout the United States, Canada and Europe for manufacturers, wholesalers, distributors, and service businesses. Bank of America is currently listed as number 5 on the Fortune Global 500 annual ranking of America’s largest corporations. However, they did not place within the top 100 of fortune 500 companies to work for in 2009 (CNN. com money magazine, 2009). Bank of America operates in more than 10 countries including regions in Europe, Asia, and Central and South America. With operations in such a wide range of selected countries Bank of America (BOA) has to deal with differing legal and cultural aspects which can relate to the amount of risk the management is willing to accept. This risk includes what is called systematic political risk. â€Å"As a rule, a country’s political processes do not treat foreign operations unfairly. If they did, few companies would hazard the investment† (Daniels et. al, p. 105, 2011). The differing market and legal systems, ranging from common law to theocratic law and a mixed system, etc could make room for trouble for BOA’s international business if the interpretation of the laws are not the same. Similarly, economic risk is the likelihood that certain events or changes in the economic status or a company or will cause drastic changes adversely affecting profits and other goals. The ability to measure and understand risk and determining which risk is acceptable is a key factor of success with any international business venture. This along with political risk will have to be managed forecasted effectively to judge the outcome of any changes to governmental, import, or export changes as they could affect the profits and or losses which could ultimately affect a company’s ability to repay a loan that was granted by BOA. Although the 2011 CFO Outlook reports that â€Å"U. S. companies overall are highly involved in foreign markets and are forecasting international sales growth in 2011† (2011 CFO Outlook), if I were a political consultant for BOA, I would highly caution them with respect to venturing into a country where they are not willing to accept our form of economic feasibility or where the GDP does not represent strength as it relates to longevity within the economy. It would be far too difficult to influence change within an entire culture just to add breadth to the organization. Furthermore, without the ability to measure and understand the end state of a cultural shift, the foreign business opportunity may be at risk of unacceptable losses especially where healthcare costs and costs of materials are concerned (2001 CFO Outlook). Bank of America is changing because its customers are changing. In the 2009 Financial Report Brian T. Moynihan, Chief Executive Officer and President of BOA said â€Å"There is nothing more important to our more than 280,000 Bank of America teammates and me than our belief that there’s a right way to do business — an approach that balances our responsibilities to all our stakeholders. This belief has guided our efforts as we’ve worked to help customers, clients and communities ride out the economic storm. † He also went on to say that the most pressing need is the overhaul of loan modifications. The pressing need for this is â€Å"to help families and businesses manage their monthly cash flow to get through the crisis. † However, BOA is making strides ahead of some of the other financial institutions. They repaid the Troubled Asset Relief Program (TARP) in December of 2009 although they reported a net loss applicable to common shareholders of $2. 2 billion (BOA 2009 Financial Report). This has proved to work fine for common law states but it would prove to be much more difficult in civil law or a mixed system and just about impossible in theocratic law system. BOA has a code of conduct or ethics as they call it as a significant part of their processes used to manage risk. They train their associates to mitigate risk and set high standards for their associates. This provides a framework for the associates to conduct themselves with the highest integrity in delivering products or services to their customers. â€Å"We instill a risk-conscious culture through communications, training, policies, procedures, and organizational roles and responsibilities. Additionally, we continue to strengthen the linkage between the associate performance management process and individual compensation to encourage associates to work toward enterprise-wide risk goals. † (Brian T. Moynihan, BOA 2009 Financial Report). This is vitally important for the company to extend these ethics to the workforce overseas as the importation and adoption of the headquarters mindset will ensure that host nation workers will also adhere to the higher standards associated with conducting business with BOA. It is just a good business practice to ensure that wherever you operate, you share the same vision that will foster success and continued best practices. Although I did not find any social programs during my research on BOA, I did notice when I was in Panama that they have Panamanian and American workers employed. I would presume to say that, just as in any working environment the management would establish some sort of informal program amongst its workers. And seeing how BOA strives with its code of ethics this could be not far from the truth as bonds are made as the people work together daily. In conclusion, BOA has done quite well for themselves and that is directly attributed to the high standard set by the corporate office and CEO Brian T. Moynihan. As one of the world banking leaders it would do them well to continue to look toward the future of expanding and exploring other joint ventures locally and internationally. They would do well to guide their investment strategy and actions by monitoring the consumer deposits, credit card services, and investment management as an indicator of the overall economic status and potential growth of their joint ventures. References http://money.cnn.com/magazines/fortune/bestcompanies/2009/full_list/index.html

Affordable Care Act immigrants Research Paper Example | Topics and Well Written Essays - 2500 words

Affordable Care Act immigrants - Research Paper Example In the past decades, many Americans remained uninsured due to the expensive nature of insurance, and largely due to the poor and unfair code of conduct of many insurance companies. For example, the insurance companies could withdraw or rescind a person’s coverage just because they are suffering from heart diseases, diabetes or other long term chronic illnesses (Fernandez-Kelly and Portes 54). The companies also discriminated against the children, denying a majority of them the coverage they were warranted. Young unemployed adults also had a rough time as the companies sidelined them and denied them insurance. However, the Affordable Care Act has made things better and more affordable for people (Dolgin and Dieterich 46). It is a chance to fix the trust that was earlier broken as the terms of the ACA demand better services and programs from the insurance companies. Not only has it reduced the costs of insurance charged by the companies but has also reduced the much discrimination that the companies practiced earlier. Important to note is that ACA is a combination of two legislations, the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act (signed in 2010) (Le-May 24). With this combination, the ACA serves to increase and expand the Medicaid coverage to the many low income earners in America, and greatly improving the Children’s’ Health Insurance Program. Therefore, in a summarized way, the ACA legislation seeks to expand Medicaid coverage to all Americans, give a chance for people to enjoy a variety and choose from diverse services, promote quality healthcare for all people and lastly, ensure that insurance companies remain accountable to thei r customers, conducting their businesses in a transparent and fair manner (Le-May 40; Bustamante, 320). However, the number of people who are uninsured

The Drug abuse Assignment Example | Topics and Well Written Essays - 250 words

The Drug abuse - Assignment Example Absorption is the passageway of alcohol into the blood. Distribution is the temporary placement of alcohol into various body tissues. Conversely, metabolism is the process whereby enzyme systems in the body change drugs into safer molecules which can then be excreted by a variety of routes of removal. Part 5 In the first face, mind alteration chemicals often perceive as either an attempt to increase one’s awareness and consciousness. Adolescence is the critical phase of the brain development that alters the brain functioning. The other phase is phase II reaction whereby the brain is altered by increased or extended abuse of the substance. Part 6 Based on the agent, the causes of addictions are very dangerous because they cause harm to the body organs. Generally, addiction can influence environment especially to individuals who are in colleges. The effects of drug abuse are negative because they cause harm appropriate body organs such as the brain. Part 7 The experiment was an attempt to assist students to experiment and understand the interaction of biological, psychological and social processes of drug addiction. The eyes cubes show how individuals are addicted to drugs. The experiment ran for 48 consecutive hours. Preoccupation with the abused substance can seep into every waking hour. You may not be experiencing the intense withdrawal symptoms that keep getting their drug on the minds of addicts, but with the log, we are trying to make you think about your drug every waking hour of the day.